Please note: Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.

Lending into retirement

Income assessment tool

When the term of the mortgage extends beyond the borrower's retirement age it is known as ‘lending into retirement’.

Our quick income assessment tool will help you to know what income we will use to assess affordability.


Please fill in all details. In the case of a joint application, enter the eldest applicant details.

How old is your client?

(Minimum 18 years, Maximum 75 years) Years

What is their expected retirement age, or already retired?

(Maximum retirement age is 70 years)
Before 65
65
66
67
68
69
70

Over what term would they like the mortgage?

(Minimum 5 years, Maximum 40 years or up to your client's 80th birthday, whichever is lower) Years