Please note:
Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.
Legal Assisted 2 Year Tracker BoE Base Rate Mortgages
| Initial rate variable up to and inc. 31/01/2021, (currently) | Terms | Then changing to the Society's SVR less a discount of 1.00%, up to and inc. 31/01/2024, (currently) | Then the Society's SVR thereafter, (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|---|---|---|
| 1.32% | BoE base rate + 0.57% | 4.69% | 5.69% | 4.8% | 65% | £999 | View |
| Max loan amount £500,000 / Min loan amount £50,000 | |||||||
| 1.38% | BoE base rate + 0.63% | 4.69% | 5.69% | 4.8% | 75% | £999 | View |
| Max loan amount £500,000 / Min loan amount £50,000 | |||||||
| 1.54% | BoE base rate + 0.79% | 4.69% | 5.69% | 4.8% | 80% | £999 | View |
| Max loan amount £500,000 / Min loan amount £50,000 | |||||||
Legal Assisted 2 Year Tracker BoE Base Rate Mortgages - No Fee
| Initial rate variable up to and inc. 31/01/2021, (currently) | Terms | Then changing to the Society's SVR less a discount of 1.00%, up to and inc. 31/01/2024, (currently) | Then the Society's SVR thereafter, (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|---|---|---|
| 1.67% | BoE base rate + 0.92% | 4.69% | 5.69% | 4.8% | 65% | £0 | View |
| Max loan amount £500,000 / Min loan amount £50,000 | |||||||
| 1.73% | BoE base rate + 0.98% | 4.69% | 5.69% | 4.8% | 75% | £0 | View |
| Max loan amount £500,000 / Min loan amount £50,000 | |||||||
| 1.84% | BoE base rate + 1.09% | 4.69% | 5.69% | 4.9% | 80% | £0 | View |
| Max loan amount £500,000 / Min loan amount £50,000 | |||||||
| 1.96% | BoE base rate + 1.21% | 4.69% | 5.69% | 4.9% | 85% | £0 | View |
| Max loan amount £500,000 / Min loan amount £50,000 | |||||||
| 2.59% | BoE base rate + 1.84% | 4.69% | 5.69% | 5.0% | 90% | £0 | View |
| Max loan amount £500,000 / Min loan amount £50,000 | |||||||
Representative Example
A mortgage of £120,000.00 payable over 25 years on a tracker rate for 2 years at 1.84% above the UKBBR and then on our current Standard Variable Rate of 5.69% for the remaining 20 years would require 24 monthly payments of £543.39 and 240 monthly payments of £727.11.
The total amount payable would be £211,672.37 made up of the loan amount plus interest of £91,637.37 and application fee £0, product fee £0, valuation fee £0.
The overall cost for comparison is 5.0% APRC representative.
This representative example assumes a mortgage completion date on the 1st day of a calendar month.
The above representative example is for illustration purposes only and may vary depending on your personal circumstances.
Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. A product fee is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.
We have developed a set of short, easy-to-use guides to our criteria.
Any questions?
Please contact your nearest Development Manager. Find your nearest Development Manager »