Easy Access savings accounts
Want to save while still having access to your money? Our Easy Access savings accounts make it possible. Choose from a range of in-branch, by post and online Easy Access savings accounts, with multiple or unlimited withdrawals to suit the way you want to save.
Our Easy Access accounts
Here's what we've got for you…
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- Interest rate: High to Low
- Min balance: Low to High
Product Name
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
Min. to Open
The minimum amount needed to open an account.
Opening
Limited Issue Online Access Account
(Issue 66)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
4.55%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1,000
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
Limited Issue Online Access ISA
(Issue 80)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
4.55%
Tax-Free
Tax-Free
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1,000
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
Six Access ISA
(Issue 3)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.80%
Tax-Free
Tax-Free
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1,000
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, up to 6 per calendar year
Account Opening
ISA Saver
(Issue 5)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
2.15%
Tax-Free
Tax-Free
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
E-ISA
(Issue 8)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
2.15%
Tax-Free
Tax-Free
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
Shared Ownership Saver
(Issue 2)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
6.15%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
Five Access Saver
(Issue 3)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.85%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1,000
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, up to 5 per calendar year
Account Opening
Access Saver
(Issue 7)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
2.15%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
E-Saver
(Issue 8)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
2.15%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
Blue & Amber Account
(Issue 12)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
2.15%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
Easy Access Savings - Common questions
Our Easy Access savings accounts offer you a place to save your money with few or no withdrawal restrictions. They offer more flexibility than other savings accounts that don’t allow for withdrawals while open.
We offer several different types of Easy Access savings accounts, from online E-Savers and E-ISAs to unlimited withdrawal accounts you can open in branch or by post. With an Easy Access savings account, you can top up as you go or put aside a lump sum and access it when you need to.
Our range of Easy Access savings accounts are made up of different products. This includes ISAs that give you tax-free interest on your savings and accounts that are managed entirely online.
Some of our Easy Access savers allow for unlimited withdrawals while you hold the account; others allow for a certain number per calendar year.
Interest rates on building society Easy Access savings accounts are typically variable rather than fixed. That means it can change while you hold the account.
A maximum of £85,000 of your savings per building society, bank or credit union is protected under the Financial Services Compensation Scheme (FSCS). This protection extends to Cash ISAs.
Easy Access savings accounts are simple to use and offer several benefits:
- They provide a middle ground for those who want to save but also require access to their funds when necessary – such as in the event of an emergency.
- They’re a good starting point for people who are looking to start saving but still want to have access to their money and make withdrawals.
- A number of our Easy Access savings accounts can be opened with just £1, meaning they’re accessible for everyone.
- You get regular access to your money, which is something you might not get with other options.
Our mix of Easy Access savings accounts is designed to meet a variety of goals. Easy Access ISAs and E-ISAs offer tax-free saving alongside regular access to your funds. Our Access Saver accounts, meanwhile, offer a flexible way to save where you can top up and withdraw as you go. If you’re looking to give something back, our Blue & Amber account donates the equivalent of 1% of your total balance to the Leeds Rhinos Youth Development Programme each year.
Keep an eye out for our limited issue accounts too. These can sometimes offer improved variable interest rates alongside our easy access benefits.
Our Easy Access savings accounts are protected by the FSCS. Under the FSCS, up to £85,000 of your savings at the building society, bank or credit union you save with is protected.
That depends on the account you choose. Some of our Easy Access savings accounts can be opened and maintained with as little as £1, while others require higher minimum deposits.
One thing to note with our accounts that require a higher minimum deposit and maintenance figure is that allowing your balance to drop below that figure may result in a loss of interest.