Want to compare all our savings accounts available in the UK? You’re in the right place.
Whatever your saving goal might be, whether it’s to secure a fixed interest rate on a lump sum investment or have easy access to your money while you top up your savings, we’ve got an account to suit you.
You can compare our full range of savings accounts and use the filter and sort features to help narrow your search for suitable account options.
Product Name
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
Min. to Open
The minimum amount needed to open an account.
Limited Issue Online Access ISA
(Issue 80)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
4.55%
Tax-Free
Tax-Free
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1,000
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
More Information
Limited Issue Online Access Account
(Issue 66)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
4.55%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1,000
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
More Information
1 Year Fixed Rate Cash ISA
(Issue 212)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
4.20%
Tax-Free
Tax-Free
, p.a./AER Fixed
p.a./AER Fixed Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, but with 90 days' loss of interest
Account Opening
More Information
2 Year Fixed Rate Cash ISA
(Issue 202)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
4.05%
Tax-Free
Tax-Free
, p.a./AER Fixed
p.a./AER Fixed Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, but with 180 days' loss of interest
Account Opening
More Information
3 Year Fixed Rate Cash ISA
(Issue 158)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.85%
Tax-Free
Tax-Free
, p.a./AER Fixed
p.a./AER Fixed Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, but with 240 days' loss of interest
Account Opening
More Information
5 Year Fixed Rate Cash ISA
(Issue 151)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.80%
Tax-Free
Tax-Free
, p.a./AER Fixed
p.a./AER Fixed Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, but with 365 days' loss of interest
Account Opening
More Information
1 Year Fixed Rate Bond
(Issue 605)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
4.20%
Gross
Gross
, p.a./AER Fixed
p.a./AER Fixed Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
No
Account Opening
More Information
2 Year Fixed Rate Bond
(Issue 606)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
4.05%
Gross
Gross
, p.a./AER Fixed
p.a./AER Fixed Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
No
Account Opening
More Information
3 Year Fixed Rate Bond
(Issue 607)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.85%
Gross
Gross
, p.a./AER Fixed
p.a./AER Fixed Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
No
Account Opening
More Information
5 Year Fixed Rate Bond
(Issue 608)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.80%
Gross
Gross
, p.a./AER Fixed
p.a./AER Fixed Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
No
Account Opening
More Information
1 Year Fixed Rate Monthly Income Bond
(Issue 24)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
4.20%
Gross
Gross
, p.a./AER Fixed
p.a./AER Fixed Paid Monthly
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
No
Account Opening
More Information
2 Year Fixed Rate Monthly Income Bond
(Issue 19)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
4.05%
Gross
Gross
, p.a./AER Fixed
p.a./AER Fixed Paid Monthly
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
No
Account Opening
More Information
3 Year Fixed Rate Monthly Income Bond
(Issue 17)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.85%
Gross
Gross
, p.a./AER Fixed
p.a./AER Fixed Paid Monthly
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
No
Account Opening
More Information
5 Year Fixed Rate Monthly Income Bond
(Issue 4)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.80%
Gross
Gross
, p.a./AER Fixed
p.a./AER Fixed Paid Monthly
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
No
Account Opening
More Information
Regular Saver
(Issue 58)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
5.10%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, up to 1 per calendar year
Account Opening
More Information
Home Deposit Saver
(Issue 2)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
5.05%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, up to 1 per calendar year
Account Opening
More Information
Shared Ownership Saver
(Issue 2)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
6.15%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
More Information
E-ISA
(Issue 8)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
2.15%
Tax-Free
Tax-Free
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
More Information
E-Saver
(Issue 8)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
2.15%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£100
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
More Information
Young Saver
(Issue 3)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.95%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£10
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
More Information
Five Access Saver
(Issue 3)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.85%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1,000
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, up to 5 per calendar year
Account Opening
More Information
Six Access ISA
(Issue 3)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
3.80%
Tax-Free
Tax-Free
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1,000
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, up to 6 per calendar year
Account Opening
More Information
ISA Saver
(Issue 5)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
2.15%
Tax-Free
Tax-Free
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
More Information
Access Saver
(Issue 7)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
2.15%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
More Information
Blue & Amber Account
(Issue 12)
Interest Rate
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
Gross means the rate of interest payable before the deduction of income tax at the rate specified by law.
Tax-free means that interest payable is exempt from income tax.
2.15%
Gross
Gross
, p.a./AER Variable
p.a./AER Variable Paid Annually
Min. to Open
Min. to Open
The minimum amount needed to open an account.
£1
£NaN
Withdrawals
Withdrawals
Find out if withdrawals are allowed before maturity and if they mean a loss of interest.
Yes, unlimited
Account Opening
More Information
The Personal Savings Allowance (PSA) was introduced in April 2016. The PSA lets you earn tax-free interest up to a certain amount, depending on the rate of income tax you pay:
If you’ve got an ISA, any interest earned from it doesn't go towards your PSA (you can save up to £20,000 a year tax-free with an ISA). Tax treatment depends on your individual circumstances and may be subject to change in the future.
If you compare our savings accounts, you’ll see there's a range of interest rates. Our fixed rate bonds typically have higher interest rates while you’ll see lower rates on options like our Easy Access Savers.
Naturally, you’ll want the best interest rate possible on your savings account as that means you’ll earn more interest on your money. However, it’s important to understand that different savings accounts offer different features and benefits alongside their interest rates to suit different types of savers.
Higher interest accounts tend to come with more restrictions: things like limited or no access to your money while you hold the account, or loss of interest for making withdrawals. Lower interest accounts usually offer more flexibility: better access and lower minimum operating balances, for example.
While putting your money away with a building society is considered a ‘secure’ place to do so, no savings account with any building society, bank or other financial institution can be considered 100% safe.
However, any savings account you do open with us is protected by the Financial Services Compensation Scheme (FSCS). The FSCS protects up to £85,000 of savings per person, per financial institution.
Here’s a look at the main types of savings accounts we provide, all of which offer different features to suit different saving goals.
In simple terms, a Cash ISA is a savings account that you don’t pay any tax on. If you’re 18 or over, you can open one and save up to £20,000 a year tax-free.
We offer a range of different Cash ISAs, from fixed rate options through to Easy Access accounts.
Fixed rate savings bonds offer just that – a fixed interest rate on a lump sum investment. Your money will be locked away for the duration of the bond term, which means you can’t access your cash while it’s in there. In return for that, you’ll typically get a better interest rate than you’d find with other types of savings’ accounts that offer lower access restrictions. That interest rate is guaranteed, which means it'll never change while you have the bond.
An Easy Access account gives you a place to save your money with few or no access restrictions. With other savings accounts, like our bonds and some of our ISAs, you won’t be able to make cash withdrawals. If you do take money out, that may result in a loss of interest.
There are no such restrictions with Easy Access, meaning you can dip into your savings as and when you want to while you keep building. We offer a variety of Easy Access options, including Easy Access ISAs, online Easy Access accounts and standard saver accounts.
Our Regular Saver accounts are designed for savers who want to top up their account on a monthly basis to build their nest egg. You can make regular deposits and grow your money via a variable rate of interest, with limited access to your money to keep you on track.
If you want to start building a nest egg for your kids while teaching them about saving money, our kids' savings accounts are designed for children up to the age of 18 to give them a head start on saving.
