Want to find out how to apply?
You can apply with or without advice.
What is remortgaging?
Remortgaging is usually when you end your current mortgage and take out a new deal with a different bank or building society.
You might decide to do this if:
- your current mortgage deal is coming to an end
- you’re looking to save money
- you’re wanting to borrow more
Our mortgage calculators
Steps to remortgage
Step 1
Compare our mortgage products
Step 2
Apply online, or speak to our advisers
If you apply online, you won't get advice from us. You'll need to make your own choice about which mortgage is suitable for you. If you’d prefer to get some advice, you can book a telephone appointment or call us on 03450 50 50 75. They’ll advise you on which mortgage is suitable for you based on your needs and circumstances.
Why remortgage with us
Additional borrowing
You may be able to borrow more money against your property.
Fee assisted legal service
We offer a fee assisted legal service on selected products (additional fees may apply in some circumstances).
Free mortgage valuation
We'll complete a valuation of the property as part of your application. This is free of charge up to £999.
Award winning provider
We’re really proud of our awards and how they show what we do for our members.
Wide range of mortgage products
Choose the mortgage product right for you.
Useful articles
The process of Remortgaging
28 June 2024
What is remortgaging
7 November 2023
How to remortgage
15 September 2016
Frequently asked questions
Remortgaging early depends on your current mortgage deal. There might also be costs involved with remortgaging, such as early repayment charges.
The process can take between four to eight weeks after all the paperwork and applications are complete. But it can vary based on your circumstances.
There’s no timeframe for when you can or can’t remortgage, but most people will wait until their current mortgage deal is coming to an end before looking at their remortgaging options.
When you remortgage, you’ll be placed on a new mortgage deal with a new term and interest rate.
Need help?
Your property could be repossessed if you don't keep up with your mortgage repayments.