Back to MortgagesHome movers
We’ve got mortgages for all sorts of situations, and we’re here to help you find your new home.
Want to find out how to apply?
You can apply with or without advice.
Got a mortgage with us?
- You may be able to keep your current deal by moving your current mortgage to your new home
- You may be able to borrow more
To find out about your options, you can book a telephone appointment or call us on 03450 505 075.
Our mortgage calculators
Apply for a mortgage
Step 1
Compare our mortgage deals
If you’re looking for a new mortgage deal, we’ve got a broad range for you to explore.
Step 2
Apply for a new mortgage
Once you’ve completed your Decision in Principle (DIP) you can apply for a mortgage.
If you apply online, you won't get advice from us. You'll need to make your own choice about which mortgage is suitable for you. If you’d prefer to get some advice on your residential mortgage, you can book a telephone appointment or call us on 03450 505 075. They’ll advise you on which mortgage is suitable for you based on your needs and circumstances.
Why move home with us
Free mortgage valuation
We'll complete a valuation of the property as part of your application. This is free of charge up to £999.
Award winning provider
We’re very proud to be recognised for the work we put into helping our members.
Wide range of mortgage products
We know that everyone's different. That's why we have a broad range of mortgages for you to choose from.
Home movers frequently asked questions
As well as letting people closest to you know you’re moving house, you’ll need to tell your service providers to update your address and redirect your paperwork. Find out more in our moving day checklist.
On average it takes 150 days to move house from the start of the process through to completion day. However, this can depend on different factors, for example, if there’s a chain the moving process might take longer. A chain occurs where there are multiple people moving house and some of the buyers can't complete their purchase until they've sold their current property.
HomeOwners Alliance claim it costs an average of £10,255 to move home in 2024, based on the average house price of £292,000. But everyone’s moving costs will be different.
When you're buying a new home, you may be able to move your mortgage deal to your new home. This is also referred to as 'porting your mortgage’. This means you’ll keep the existing mortgage deal. This option can be great if you have a low interest rate on your mortgage or want to avoid early repayment charges.
Depending on when your new mortgage starts and your chosen payment date, the first mortgage payment covers one or two monthly payments, plus initial interest. This will be confirmed in writing once your mortgage starts. If you have any questions, please visit Help and Contact.
Need help?
Useful Articles
Take the stress out of moving
5 May 2022
Moving day checklist
17 July 2015
How to settle into your new home - in 7 steps
6 September 2024
Home insurance
Once you’ve applied for your mortgage, it’s important to insure your home. Having appropriate buildings insurance is a condition of your mortgage.
We work with Uinsure to deliver 5 star Defaqto cover and award-winning technology to our members. You can get a quote in as little as 30 seconds.
Defaqto rating February 2024.
Life insurance
Life Insurance or Life Insurance with Critical Illness Cover could pay out a cash lump sum or help maintain the standard of living for your loved ones if the worst should happen.
We work with Legal & General to bring our members life insurance from just £6 a month,
Still need to save?
If you’re still saving for your new home, we can help you build your deposit. Our Home Deposit Saver has a rate of interest that could help you reach your goal.
Your property could be repossessed if you don't keep up your mortgage repayments.