Please note:

Variable Rate mortgages

Standard Variable Rate Mortgages

The Society's SVR applies for the term of the mortgage (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
8.24%8.6%90%£0 View
Max loan amount £600,000 / It's not possible to apply for this product online.
RATES CORRECT AS AT 30 August 2022

Representative Example

A mortgage of £31,000.00 payable over 25 years on our Standard Variable Rate for the mortgage term of 25 years at our current rate of 8.24% (variable) would require 300 monthly payments of £243.97.

The total amount payable would be £73,190.60 made up of the loan amount plus interest of £42,190.60 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 8.6% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Key details about this product range

  • Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender.
  • A product fee is payable on application (where applicable) but is refundable should the mortgage not complete.
  • A mortgage exit fee of £199 will apply.
  • Tapered Early Repayment Charges may apply.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • The products and services on this site are available to UK residents only.
  • Mortgage applicants must be 18 years or over.
  • Mortgages are subject to eligibility, status and financial standing.

For more detail about specific products, visit the links in the table above.

We have developed a set of short, easy-to-use guides to our criteria.

View our criteria guides »

Any questions?

Please contact your nearest Development Manager. Find your nearest Development Manager »