Please note:

Fixed Rate Mortgages

AVAILABLE TO INTERMEDIARIES ONLY

 

Flexit 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 28/02/23Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 28/02/2026, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Arrangement Fee
2.29% 4.04%5.69%4.6%75%£999 View
Max loan amount £1,000,000

Legal Assisted 2 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 28/02/23Then changing to the Society's SVR less a discount of 1.25%, up to and inc. 28/02/2026, (currently)Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Arrangement Fee
1.45% 4.04%5.29%4.5%65%£1,999 View
Max loan amount £1,250,000
1.48% 4.04%5.29%4.5%65%£999 View
Max loan amount £1,250,000
1.49% 4.04%5.29%4.5%75%£1,999 View
Max loan amount £1,000,000
1.53% 4.04%5.29%4.5%75%£999 View
Max loan amount £1,000,000
3.14% 4.04%5.29%4.5%85%£0 View
Max loan amount £500,000
3.44% 4.04%5.29%4.8%90%£999 View
Max loan amount £400,000
3.54% 4.04%5.29%4.7%90%£0 View
Max loan amount £400,000
RATES CORRECT AS AT 19 january 2021

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £190,000.00 payable over 25 years initially on a fixed rate for 2 years at 3.44% and then a 1.25% discount on our current Standard Variable Rate of 5.29% giving a rate of 4.04% for 3 years and then on our current Standard Variable Rate of 5.29% for the remaining 20 years would require 24 monthly payments of £944.26, 36 monthly payments of £1001.88 and 240 monthly payments of £1113.74.

The total amount payable would be £327,060.71 made up of the loan amount plus interest of £136,026.71 and application fee £0, product fee £999, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 4.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. A product fee is payable on application (where applicable) but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply.
  • Free standard valuation up to £999.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • Fees assisted legal services for standard re-mortgages.

Legal Assisted 3 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 29/02/24Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.35% 5.29%4.3%60%£999 View
Max loan amount £1,250,000
1.65% 5.29%4.2%75%£999 View
Max loan amount £1,000,000
1.99% 5.29%4.2%80%£999 View
Max loan amount £750,000
RATES CORRECT AS AT 11 December 2020

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £180,000.00 payable over 25 years initially on a fixed rate for 3 years at 1.35% and then a 1.25% discount on our current Standard Variable Rate of 5.29% giving a rate of 4.04% for 2 years and then on our current Standard Variable Rate of 5.29% for the remaining 20 years would require 36 monthly payments of £706.95, 24 monthly payments of £923.20 and 240 monthly payments of £1026.28.

The total amount payable would be £294,946.99 made up of the loan amount plus interest of £113,912.99 and application fee £0, product fee £999, valuation fee £0, funds transfer fee £35.

The overall cost for comparisons is 4.3% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. A product fee is payable on application (where applicable) but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply.
  • Free standard valuation up to £999.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • Fees assisted legal services for standard re-mortgages.

Flexit 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 28/02/26Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.55% 5.29%4.2%75%£999 View
Max loan amount £1,000,000

Legal Assisted 5 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 28/02/26Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.60% 5.29%3.9%65%£1999 View
Max loan amount £1,250,000
1.65% 5.29%4.0%65%£999 View
Max loan amount £1,250,000
2.20% 5.29%4.2%80%£999 View
Max loan amount £750,000
2.79% 5.29%4.5%85%£999 View
Max loan amount £500,000
3.19% 5.29%4.5%85%£0 View
Max loan amount £500,000
3.50% 5.29%4.7%90%£999 View
Max loan amount £400,000
3.60% 5.29%4.6%90%£0 View
Max loan amount £400,000
RATES CORRECT AS AT 19 JANUARY 2021

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £190,000.00 payable over 25 years initially on a fixed rate for 5 years at 3.50% and then on our current Standard Variable Rate of 5.29% (variable) for the remaining 20 years would require 60 monthly payments of £950.35 and 240 monthly payments of £1107.61.

The total amount payable would be £323,880.15 made up of the loan amount plus interest of £132,846.15 and application fee £0, product fee £999, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 4.7% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. A product fee is payable on application (where applicable) but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply.
  • Free standard valuation up to £999.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • Fees assisted legal services for standard re-mortgages.

Legal Assisted 10 Year Fixed Rate Mortgages

Initial rate fixed up to and inc. 28/02/31Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.28% 5.29%3.3%65%£999 View
Max loan amount £1,250,000
2.89% 5.29%3.8%75%£999 View
Max loan amount £1,000,000
RATES CORRECT AS AT 30 october 2020

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £80,000.00 payable over 25 years initially on a fixed rate for 10 years at 2.89% and then on our current Standard Variable Rate of 5.29% (variable) for the remaining 15 years would require 120 monthly payments of £374.51 and 180 monthly payments of £440.26.

The total amount payable would be £125,221.23 made up of the loan amount plus interest of £44,187.23 and application fee £0, product fee £999, valuation fee £0, funds transfer fee £35.

The overall cost for comparison is 3.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

Unless otherwise indicated, these products are only available for house purchases or for customers remortgaging from another lender. A product fee is payable on application (where applicable) but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply.
  • Free standard valuation up to £999.
  • Interest calculated daily.
  • These products are not available to interest only applications.
  • Fees assisted legal services for standard re-mortgages.