Mortgages

Mortgage calculators and applying for your mortgage

Affordability calculator

Get an idea of how much you could borrow, based on your income and spending.

Repayment calculator

Work out how much you’d need to pay towards your mortgage each month.

Apply now

Ready to take the next step?
Choose how you’d like to apply for your mortgage,


Find a mortgage that's right for you

Existing customer

Switch to a new deal or make other changes to your mortgage.

Remortgage to us

See if you can find a better mortgage deal with us.

First time buyers

Are you ready to own your own home for the first time?

Home movers

Time to move on? We’re ready when you are.

Buy to Let

Want to buy a property to rent out?

Your property could be repossessed if you don't keep up your mortgage repayments.


It's better to belong

Award winning provider

We’re really proud of our awards and how they show what we do for our members.

Community focused

We’re committed to helping communities thrive by getting more people onto the housing ladder.

Wide range of mortgage products

Choose the mortgage product that’s right for you.