Second Home mortgages
Our second home mortgages are designed for anyone looking to buy a second residential property which could include a second residence for work, a home for a family member to live in or perhaps a holiday home for personal use (these properties must not be used for business purposes or rented). With this is mind, we’ve designed a specific range of products to meet your needs in a number of ways.
- If you’re looking to borrow up to 70% LTV you could borrow the whole mortgage on an interest only repayment basis.
- Part & Part repayment options are available for customers wanting to borrow up to 75% LTV.
- You could be able to borrow up to 85% LTV on a repayment basis.
You can choose from applying online** or over the phone, and can even use our mortgage calculator and get a decision in principle today.
Warning: THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE