switching to a new deal
switching to a new deal

Switching to a new deal

If you're looking to switch to another mortgage deal, we've got a broad range for you to explore.

Step 1

We’ll contact you

If your mortgage deal is coming to an end we’ll write to you to let you know what to do and when the deal is ending.

Step 2

Have your details ready

To switch with us, you’ll need your account number. You’ll need extra information if you’re switching over the phone, so please have your most recent statement to hand.

Step 3

Switch your deal

Depending on your mortgage type you have the option of switching to a new deal online or over the phone.

Frequently asked questions about switching

Switch online

It’s normally faster to switch online, so it’s an option if you already know what type of deal you need.

You can switch online if you:

  • Are comfortable choosing a new rate without advice
  • Don’t want to change any details such as your mortgage term, mortgage amount or repayment method
  • Are on a mortgage deal with less than 6 months left or your fixed rate has already ended
  • Don't have a Shared Ownership, Shared Equity, Help to Buy, First Homes, Holiday Let or Houses of Multiple Occupancy mortgage
  • Are up to date on your mortgage payments

Important information

  • If you have multiple parts to your mortgage, please see the Frequently asked questions for more information about choosing your next deal
  • If you want to make a capital payment you'll need to call us on 03450 50 50 75 before switching online
Switch to a new deal online

Switch over the phone

Switching over the phone gives you the option of choosing a new deal with or without advice, depending on your mortgage type.

You can call to switch without an appointment if you:

  • Are comfortable choosing a new rate without advice
  • Don’t want to change any details such as your mortgage term, mortgage amount or repayment method
  • Are on a mortgage deal with less than 6 months left or your fixed rate has already ended

You’ll need to book an appointment if you:

  • Want the option of advice about your next deal. Please note that we can't advise you if you have a Buy to Let mortgage
  • Want to change any details such as your mortgage term, mortgage amount or repayment method
  • Have a Retirement Interest-Only mortgage
  • Are on a mortgage deal with more than 6 months left. You can find the date your deal ends on your mortgage statement or previous mortgage offer

You can call us on 03450 50 50 75 to get a list of products or book an appointment. You can also use our online system to arrange an advised appointment.

Please check our Contact us page for our opening times.

Book an appointment online

Why stay with us?

Straightforward and simple process

If you don’t need an appointment, we’ll show you a range of deals available to you, you can pick one and we’ll provide a personalised offer.

No affordability or credit checks

As long as you're keeping the same mortgage amount, term and repayment type.

No valuation or legal fees

We shouldn’t need to do a new valuation of your property, and even if we do, we’ll cover the costs. Plus, you won’t need a solicitor.

Frequently asked questions

Important documents

Money worries

We can help. Our dedicated teams are here for you if you fall behind with your mortgage payments or are worried you might do.

Payment and Budgeting Support

Is your mortgage with a different lender?

If you're a new customer looking to switch from your current lender to Leeds Building Society, have a look at our remortgaging page for mortgage options and information.

Are you a broker?

If you're a broker, use our quick and easy rate switch service to choose your client's next deal.

Your property could be repossessed if you don't keep up your mortgage repayments.