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Rate switch

If your client’s looking for a new product with us, use our rate switch service. Available for all like for like rate switches, it’s a quick and easy way to transfer.

Rate switch products

Use the links to look at our products or log in.

Rate switch products (Excel)

Log in to Mortgage Hub

Benefits for you and your client

Simple and straightforward process

No affordability or credit checks

No valuation or legal fees

Quick offer turnaround

We will pay 0.20% procuration fee

Switch online

You can do a rate switch online if your client meets the following criteria:

  1. Has an existing mortgage product with us that is due to mature within the next 180 days or is not tied into a product with early repayment charges
  2. Doesn't need to make any other changes to their mortgage, such as borrowing more, changing term or repayment method, adding or removing borrowers or making a capital payment
  3. Is up to date with their mortgage payments

What you need from your client:

  • Existing mortgage account number
  • Postcode of the mortgaged property
  • Names and date of birth for all applicants on the mortgage
Log in to Mortgage Hub

Switch over the phone

In some cases your client may need to contact us directly on 03450 50 50 75 for their rate switch.

Your client will need to call if:

  • They’re making changes to their mortgage like changing the term or repayment method.
  • They want additional borrowing.
  • They’re adding or removing borrowers.
  • Their mortgage term has less than 2 years remaining.
  • They have a Retirement Interest Only (RIO) mortgage.
  • They want to change the mortgage type e.g. residential to buy to let or vice versa.
  • They have an early repayment charge and want to pay it.

Unfortunately in these circumstances we can’t pay you a procuration fee.

How to request a rate switch

Step 1

Log in to Mortgage Hub to start the rate switch

Step 2

Review the client’s current mortgage details

Step 3

Select a new mortgage rate

Step 4

Review and submit

Please note:

Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.