Please note:
Leeds Building Society only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Buy to Let & Holiday Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.
Scroll down the page to see the list of key details about our fixed rate mortgages.
AVAILABLE TO INTERMEDIARIES ONLY
Our Reach Mortgages are a new range of residential mortgages. They're here to help put home ownership in reach of people who may otherwise face barriers to buying a home.
| Initial rate fixed up to and inc. 30/06/2026 | Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 30/06/2029, (currently) | Then the Society's SVR thereafter, (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|---|---|
| 4.89% | 7.49% | 8.24% | 7.7% | 80% | £999 | View |
| Max loan amount £1,000,000 | ||||||
| 5.11% | 7.49% | 8.24% | 7.7% | 80% | £0 | View |
| Max loan amount £1,000,000 | ||||||
| Initial rate fixed up to and inc. 30/06/2026 | Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 30/06/2029, (currently) | Then the Society's SVR thereafter, (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|---|---|
| 5.14% | 7.49% | 8.24% | 7.7% | 80% | £999 | View |
| Max loan amount £1,000,000 | ||||||
| 5.39% | 7.49% | 8.24% | 7.7% | 80% | £0 | View |
| Max loan amount £1,000,000 | ||||||
| Initial rate fixed up to and inc. 30/06/2026 | Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 30/06/2029, (currently) | Then the Society's SVR thereafter, (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|---|---|
| 5.79% | 7.49% | 8.24% | 7.8% | 95% | £0 | View |
| Max loan amount £500,000 / Min loan amount £50,000 / £500 Cashback upon completion | ||||||
Representative Example
A mortgage of £150,000.00 payable over 25 years initially on a fixed rate for 2 years at 5.79% and then a 0.75% discount on our current Standard Variable Rate of 8.24% giving a rate of 7.49% for 3 years and then on our current Standard Variable Rate of 8.24% for the remaining 20 years would require 24 monthly payments of £946.31, 36 monthly payments of £1096.81 and 240 monthly payments of £1160.11.
The total amount payable would be £340,658.00 made up of the loan amount plus interest of £190,623.00 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.
The overall cost for comparisons is 7.8% APRC representative.
This representative example assumes a mortgage completion date on the 1st day of a calendar month.
The above representative example is for illustration purposes only and may vary depending on your personal circumstances.
For more detail about specific products, visit the links in the table above.
| Initial rate fixed up to and inc. 30/06/2027 | Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 30/06/2029, (currently) | Then the Society's SVR thereafter, (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|---|---|
| 4.74% | 7.49% | 8.24% | 7.4% | 75% | £999 | View |
| Max loan amount £2,000,000 | ||||||
| Initial rate fixed up to and inc. 30/06/2027 | Then changing to the Society's SVR less a discount of 0.75%, up to and inc. 30/06/2029, (currently) | Then the Society's SVR thereafter, (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|---|---|
| 5.44% | 7.49% | 8.24% | 7.5% | 95% | £0 | View |
| Max loan amount £500,000 | ||||||
Representative Example
A mortgage of £180,000.00 payable over 25 years initially on a fixed rate for 3 years at 5.44% and then a 0.75% discount on our current Standard Variable Rate of 8.24% giving a rate of 7.49% for 2 years and then on our current Standard Variable Rate of 8.24% for the remaining 20 years would require 36 monthly payments of £1097.79, 24 monthly payments of £1306.17 and 240 monthly payments of £1381.55.
The total amount payable would be £402,475.52 made up of the loan amount plus interest of £222,440.52 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.
The overall cost for comparisons is 7.5% APRC representative.
This representative example assumes a mortgage completion date on the 1st day of a calendar month.
The above representative example is for illustration purposes only and may vary depending on your personal circumstances.
For more detail about specific products, visit the links in the table above.
| Initial rate fixed up to and inc. 30/06/2029 | Then the Society's SVR thereafter, (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|---|
| 4.39% | 8.24% | 6.8% | 75% | £999 | View |
| Max loan amount £2,000,000 | |||||
| 4.54% | 8.24% | 6.8% | 75% | £0 | View |
| Max loan amount £2,000,000 | |||||
| Initial rate fixed up to and inc. 30/06/2029 | Then the Society's SVR thereafter, (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|---|
| 4.59% | 8.24% | 6.9% | 80% | £999 | View |
| Max loan amount £1,000,000 | |||||
| 4.74% | 8.24% | 6.9% | 85% | £0 | View |
| Max loan amount £1,000,000 | |||||
| 4.94% | 8.24% | 7.0% | 90% | £0 | View |
| Max loan amount £600,000 | |||||
| Initial rate fixed up to and inc. 30/06/2029 | Then the Society's SVR thereafter, (currently) | Overall cost for comparison (APRC) | Max LTV | Product Fee | |
|---|---|---|---|---|---|
| 4.77% | 8.24% | 7.0% | 80% | £999 | View |
| Max loan amount £1,000,000 | |||||
| 4.99% | 8.24% | 7.0% | 85% | £0 | View |
| Max loan amount £1,000,000 | |||||
| 5.29% | 8.24% | 7.1% | 90% | £0 | View |
| Max loan amount £600,000 | |||||
Representative Example
A mortgage of £150,000.00 payable over 25 years initially on a fixed rate for 5 years at 5.29% and then on our current Standard Variable Rate of 8.24% (variable) for the remaining 20 years would require 60 monthly payments of £901.49 and 240 monthly payments of £1135.20.
The total amount payable would be £326,572.40 made up of the loan amount plus interest of £176,537.40 and application fee £0, product fee £0, valuation fee £0, funds transfer fee £35.
The overall cost for comparison is 7.1% APRC representative.
This representative example assumes a mortgage completion date on the 1st day of a calendar month.
The above representative example is for illustration purposes only and may vary depending on your personal circumstances.
For more detail about specific products, visit the links in the table above.
We have developed a set of short, easy-to-use guides to our criteria.
Please contact your nearest Development Manager. Find your nearest Development Manager »
