Life Cover

Peace of mind for you and your family

We work with our trusted partner Legal & General to offer our members life cover. Having life cover in place means that, should you pass away, your family could be financially protected.

Whilst we don’t like to think about it, preparing for the worst could help you get on with life now – without the worry.

Do you really need Life Cover?

People who usually consider life cover have children, family or others financially dependent on them. In fact, based on Legal & General’s 2018 claims data, they were paying out to people just like that - with over £195 million paid on Critical Illness Cover alone. That was 93% of all their Critical Illness claims.

Types of cover

With Legal & General you can choose your own cover level based on how much you’re wanting to pay. Options include:

Life Insurance

It could pay out a cash sum if you pass away while covered by the policy.

+Optional Critical Illness Cover - can be added at an additional cost when taking out life cover. Critical Illness Cover can help minimise the financial impact on you and your family if you’re diagnosed with a specified critical illness.

Life cover policies have no cash value unless a valid claim is made.

Decreasing Life Insurance

Designed to help protect a repayment mortgage. The amount of cover reduces roughly in line with the way a repayment mortgage decreases.

+Optional Critical Illness Cover – can be added at an additional cost when taking out life cover. Critical Illness Cover can help minimise the financial impact on you and your family if you’re diagnosed with a specified critical illness.

Life cover policies have no cash value unless a valid claim is made.

You’ll find all the terms and conditions, including eligibility criteria, on the Legal & General site. Limitations and exclusions apply.

About our insurance services

We offer a ‘restricted advice’ service in relation to financial protection products, which means we can only offer financial protection products from Legal & General.

If you’re applying online, you won’t receive any advice from us when it comes to choosing your policy. You can find out more about our online insurance services in the document below:

If you decide to apply in branch or as part of your mortgage discussion, you’ll benefit from an advised service. You can find out more about this in the document below:

Get a quote online

For more information to help you decide what's right for you, or to receive a quote, just click ‘Get a quote’.

Selecting ‘Continue to Legal & General’ will open the Legal & General Life Cover page in the same tab.

Please note that you’re now leaving www.leedsbuildingsociety.co.uk and entering a website hosted by Legal & General Group. Legal & General does not provide a recommendation as part of this service. Leeds Building Society acts as an introducer to Legal & General. The Society doesn't provide any advice in relation to life cover.

Continue to Legal & General

Apply in branch

Or you can visit us at your local branch to talk it through with one of our helpful advisors.