Remortgaging

All our mortgages are available to new customers looking to move from their current mortgage provider. For a full list of our mortgages please click the button below.

All Mortgages

Remortgage only products

We have a number of mortgages specifically designed for customers looking to remortgage their home.

You can choose from appyling online1 (unless stated below), in branch or over the phone. You can use our mortgage calculator to get a decision in principle today.

Please note that Leeds Building Society does not accept online applications for remortgage product from customers if the purpose of all or part of the funds is for debt consolidation. However applications may be accepted if the application is submitted by a mortgage intermediary providing an advised service.

Warning:THE MORTGAGED PROPERTY (WHICH MAY BE YOUR HOME) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

2 Year Fixed Rate

Initial rate fixed up to and inc. 31/03/2019Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
1.25% 5.44%4.8%75%£1499 View
Remortgage Only / Max loan amount £500,000
1.55% 5.44%4.8%65%£0 View
Remortgage Only / Fee Saver / Max loan amount £500,000
1.60% 5.44%4.8%75%£0 View
Remortgage Only / Fee Saver / Max loan amount £500,000
RATES CORRECT AS AT 06 Jan 2017

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £220,000.00 payable over 25 years initially on a fixed rate for 2 years at 1.25% and then on our current Standard Variable Rate of 5.44% (variable) for the remaining 23 years would require 24 monthly payments of £853.89 and 276 monthly payments of £1,300.77.

The total amount payable would be £381,040.89 made up of the loan amount plus interest of £159,506.89 and application fee £0, product fee £1499, valuation fee £0.

The overall cost for comparison is 4.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

These products are available for remortgage only. The Product Fee is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply for the fixed rate period up to and including 31 Mar 2019.
  • Maximum loan £500,000.
  • Interest calculated daily.
  • Free standard valuation up to £999
  • Fees assisted legal services for standard remortgages.
  • These products are available for remortgage only
  • These products are not available to interest only applications.

5 Year Fixed Rate

Initial rate fixed up to and inc. 31/03/2022Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.10%**5.44%4.2%65%£0 View
Remortgage Only / Fee Saver / Max loan amount £500,000 / £250 Cashback upon completion
2.19%**5.44%4.2%75%£0 View
Remortgage Only / Fee Saver / Max loan amount £500,000

Initial rate fixed up to and inc. 28/02/2022Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.44% 5.44%4.4%85%£1499 View
Remortgage Only / Max loan amount £500,000 / £750 Cashback upon completion
2.49%**5.44%4.3%80%£0 View
Remortgage Only / Fee Saver / Max loan amount £500,000 / £100 Cashback upon completion
2.64%**5.44%4.4%85%£0 View
Remortgage Only / Fee Saver / Max loan amount £500,000 / £300 Cashback upon completion
RATES CORRECT AS AT 06 Jan 2017

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £230,000 payable over 25 years initially on a fixed rate for 5 years at 2.44% and then on our current Standard Variable Rate of 5.44% (variable) for the remaining 20 years would require 60 monthly payments of £1,024.15 and 240 monthly payments of £1,329.68.

The total amount payable would be £382,106.2 made up of the loan amount plus interest of £150,572.2 and application fee £0, product fee £1499, valuation fee £0.

The overall cost for comparison is 4.4% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

These products are available for remortgage only. The Product Fee is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

Additional Features

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • For fixed rates up to and including 31/03/22, Tapered Early Repayment Charges apply for the fixed rate period up to and including 31 Mar 2022.
  • For fixed rates up to and including 28/02/22, Tapered Early Repayment Charges apply for the fixed rate period up to and including 28 Feb 2022.
  • Maximum loan £500,000.
  • Interest calculated daily.
  • Free standard valuation up to £999
  • These products are available for remortgage only
  • These products are not available to interest only applications.

**Fees assisted legal services for standard remortgages.

2 Year Interest Only

Initial rate fixed up to and inc. 28/02/2019Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.25%*5.44%5.1%60%£0 View
Remortgage Only / Fee Saver / Max loan amount £1,250,000

2 Year Interest Only Part & Part

Initial rate fixed up to and inc. 28/02/2019Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.30% 5.44%5.0%75%£0 View
Remortgage Only / Fee Saver / Max loan amount £1,250,000 up to 65% LTV or £1,000,000 up to 75% LTV
RATES CORRECT AS AT 29 NOV 2016

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £100,000.00 payable over 25 years initially on a fixed rate for 2 years at 2.25% and then on our current Standard Variable Rate of 5.44% (variable) for the remaining 23 years would require 24 monthly payments of £187.50 and 276 monthly payments of £453.33.

The total amount payable would be £229,655.00 made up of the loan amount plus interest of £129,620.00 and application fee £0, product fee £0, valuation fee £0.

The overall cost for comparison is 5.1% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

These products are available for remortgage only. If a Product Fee applies, it is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • Tapered Early Repayment Charges apply up to and including 30 Nov 2018.
  • Free Standard valuation up to £999.
  • Fees assisted legal services for standard remortgages.
  • Interest calculated daily.
  • Available where part or all of the mortgage is on Interest Only. Sale of the mortgaged property can be used as a repayment strategy but equity must make downsizing plausible at the end of the mortgage term.*

5 Year Interest Only

Initial rate fixed up to and inc. 31/03/2022Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.25% 5.44%4.3%60%£1499 View
Remortgage Only / Max loan amount £1,250,000

Initial rate fixed up to and inc. 28/02/2022Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.79% 5.44%4.7%60%£0 View
Remortgage Only / Fee Saver / Max loan amount £1,250,000

5 Year Interest Only - Part and Part

Initial rate fixed up to and inc. 31/03/2022Then the Society's SVR thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
2.35% 5.44%4.3%75%£1499 View
Remortgage Only / Max loan amount £1,250,000 up to 65% LTV or £1,000,000 up to 75% LTV
RATES CORRECT AS AT 06 JAN 2017

Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

Representative Example

A mortgage of £120,000.00 payable over 25 years initially on a fixed rate for 5 years at 2.79% and then on our current Standard Variable Rate of 5.44% (variable) for the remaining 20 years would require 60 monthly payments of £279.00 and 240 monthly payments of £544.00.

The total amount payable would be £267,335.00 made up of the loan amount plus interest of £147,300.00 and application fee £0, product fee £0, valuation fee £0.

The overall cost for comparison is 4.7% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

These products are available for remortgage only. If a Product Fee applies, it is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

  • No Higher Lending Charge.
  • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
  • For fixed rates up to and including 31/03/22, Tapered Early Repayment Charges apply for the fixed rate period up to and including 31 Mar 2022.
  • For fixed rates up to and including 28/02/22, Tapered Early Repayment Charges apply for the fixed rate period up to and including 28 Feb 2022.
  • Free Standard valuation up to £999.
  • Fees assisted legal services for standard remortgages.
  • Interest calculated daily.
  • Available where part or all of the mortgage is on Interest Only. Sale of the mortgaged property can be used as a repayment strategy but equity must make downsizing plausible at the end of the mortgage term.*

    2 Year Fixed Rate BTL

    Initial rate fixed up to and inc. 31/03/19Then the Society's BTL Variable Rate less 1% discount up to and inc. 31/03/22, (currently)Then the Society's BTL Variable Rate thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
    1.60% 4.74%5.74%4.9%60%£2499 View
    Remortgage Only / Max loan amount £500,000
    1.89% 4.74%5.74%5.0%60%£999 View
    Remortgage Only / Max loan amount £500,000
    2.29% 4.74%5.74%5.0%70%£999 View
    Remortgage Only / Max loan amount £500,000
    2.40% 4.74%5.74%5.0%60%£0 View
    Remortgage Only / Fee Saver / Max loan amount £500,000
    2.70% 4.74%5.74%5.1%70%£0 View
    Remortgage Only / Fee Saver / Max loan amount £500,000

    Initial rate fixed up to and inc. 31/01/19Then the Society's BTL Variable Rate less 1% discount up to and inc. 31/01/22, (currently)Then the Society's BTL Variable Rate thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
    2.40% 4.74%5.74%5.0%60%£0 View
    Remortgage Only / Fee Saver / Max loan amount £500,000
    RATES CORRECT AS AT 06 Jan 2017

    Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

    Representative Example

    A mortgage of £90,000.00 payable over 25 years initially on a fixed rate for 2 years at 2.70% and then a 1.00% discount on our current Buy to Let Variable Rate of 5.74% for 3 years and then on our current Buy to Let Variable Rate of 5.74% for the remaining 20 years would require 24 monthly payments of £202.50, 36 monthly payments of £355.50 and 240 monthly payments of £430.50.

    The total amount payable would be £211,013.00 made up of the loan amount plus interest of £120,978.00 and application fee £0, product fee £0, valuation fee £0.

    The overall cost for comparisons is 5.1% APRC representative.

    This representative example assumes a mortgage completion date on the 1st day of a calendar month.

    The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

    These products are available for remortgage only. If a Product Fee applies, it is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

    Additional Features

    • No Higher Lending Charge.
    • 10% capital repayments are allowed/each year without incurring an Early Repayment Charge.
    • For fixed rates up to and including 31/03/19, Tapered Early Repayment Charges apply during the fixed rate period up to and including 31 Mar 2019.
    • For fixed rates up to and including 31/01/19, Tapered Early Repayment Charges apply during the fixed rate period up to and including 31 Jan 2019.
    • Interest calculated daily.
    • Free standard valuation up to £999
    • Fees assisted legal services for standard re-mortgages (not available for Homes of Multiple Occupancy)
    • These products are available for remortgage only
    • Maximum loan £500,000.

    5 Year Fixed Rate BTL

    Initial rate fixed up to and inc. 31/03/2022Then the Society's BTL Variable Rate thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
    2.35% 5.74%4.7%60%£1999 View
    Remortgage Only / Max loan amount £500,000
    2.50% 5.74%4.6%60%£999 View
    Remortgage Only / Max loan amount £500,000
    3.19% 5.74%4.8%60%£0 View
    Remortgage Only / Fee Saver / Max loan amount £500,000
    3.39% 5.74%4.9%70%£0 View
    Remortgage Only / Fee Saver / Max loan amount £500,000

    Initial rate fixed up to and inc. 28/02/2022Then the Society's BTL Variable Rate thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
    3.19% 5.74%4.8%60%£0 View
    Remortgage Only / Fee Saver / Max loan amount £500,000
    RATES CORRECT AS AT 06 Jan 2017

    Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

    Representative Example

    A mortgage of £83,000.00 payable over 25 years initially on a fixed rate for 5 years at 3.39% and then on our current Buy to Let Variable Rate of 5.74% (variable) for the remaining 20 years would require 60 monthly payments of £234.48 and 240 monthly payments of £397.02.

    The total amount payable would be £192,387.50 made up of the loan amount plus interest of £109,352.50 and application fee £0, product fee £0, valuation fee £0.

    The overall cost for comparison is 4.9% APRC representative.

    This representative example assumes a mortgage completion date on the 1st day of a calendar month.

    The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

    These products are available for remortgage only. If a Product Fee applies, it is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

    Additional Features

    • No Higher Lending Charge.
    • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
    • For fixed rates up to and including 31/03/2022, Tapered Early Repayment charges apply up to and including 31 Mar 2022.
    • For fixed rates up to and including 28/02/2022, Tapered Early Repayment charges apply up to and including 28 Feb 2022.
    • Interest calculated daily.
    • Free standard valuation up to £999.
    • Fees assisted legal services for standard re-mortgages (not available for Homes of Multiple Occupancy).
    • These products are available for remortgage only.
    • Maximum loan £500,000.

    2 Year Discounted BTL

    Initial variable rate 2 years, (currently)TermsThen the Society's BTL Variable Rate less 1% discount for 3 years, (currently)Then the Society's BTL Variable Rate thereafter, (currently)Overall cost for comparison (APRC)Max LTVProduct Fee
    1.95% The Society's BTL Variable rate less 3.79%4.74%5.74%5.2%60%£0 View
    Remortgage Only / Fees Assisted / Max loan amount £500,000
    RATES CORRECT AS AT 1 SEP 2016

    Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

    Representative Example

    A mortgage of £89,000 payable over 25 years initially on a 3.79% discount on our current Buy to Let Variable Rate of 5.74% for 2 years and then a 1% discount on our current Buy to Let Variable Rate of 5.74% for 3 years and then on our current Buy to Let Variable Rate of 5.74% for the remaining 20 years would require 24 monthly payments of £144.63, 36 monthly payments of £351.55 and 240 monthly payments of £425.72.

    The total amount payable would be £207,333.8 made up of the loan amount plus interest of £118,298.8 and application fee £0, product fee £0, valuation fee £0.

    The overall cost for comparison is 5.2% APRC representative.

    This representative example assumes a mortgage completion date on the 1st day of a calendar month.

    The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

    These products are available for remortgage only. If a Product Fee applies, it is payable on application but is refundable should the mortgage not complete. A mortgage exit fee of £199 will apply.

    Additional Features

    • No Higher Lending Charge.
    • 10% capital repayments are allowed each year without incurring an Early Repayment Charge.
    • Tapered Early Repayment charges apply for the first 2 years.
    • Interest calculated daily.
    • Free standard valuation up to £999
    • Fees assisted legal services for standard re-mortgages (not available for Homes of Multiple Occupancy)
    • Maximum loan £500,000.
    • These products are available for remortgage only

    ¹If you apply for a mortgage online you will not receive advice from Leeds Building Society. You will need to make your own choice about which mortgage is suitable for you and we will not assess the suitability of that mortgage to your needs and circumstances. You will not benefit from the protections offered by an advised service. This is called an execution only transaction. If you would like to receive advice from us please call into one of our branches (find a branch) or contact us on 03450 50 50 75 .