Warning:Think carefully before securing other debts against your home.
The mortgaged property (which may be your home) may be repossessed if you do not keep up repayments on your mortgage

Gibraltar Homeowner Loan


A further advance you can repay in a timescale to suit you. The quick and easy application process gives you the choice to spread repayments over a longer term, so monthly payments can be low.

Gibraltar Variable Rate (currently 6.19%) for the term of the loan. The overall cost for comparison is 5.8% APRC

Representative Example

A mortgage of £28,000 payable over 25 years on our Gibraltar Variable Rate for the mortgage term of 25 years at our current rate of 6.19% (variable) would require 300 monthly payments of £183.48.

The total amount payable would be £55,043.69 made up of the loan amount plus interest of £27,043.69 and application fee £0, product fee £0, valuation fee £0.

The overall cost for comparison is 5.8% APRC representative.

This representative example assumes a mortgage completion date on the 1st day of a calendar month.

The above representative example is for illustration purposes only and may vary depending on your personal circumstances.

The loan you’re looking for at a rate you’ll like.

As a Leeds Building Society mortgage holder, you can use the equity in your home to apply for our quick and easy HomeOwner Loan right now.

We’ll simply add the amount of the new loan to your mortgage account, so there’ll only be one regular monthly payment to make.

Fees at a glance

  • £0 product fee
  • Re-inspection fee of £65

It’s easy to apply

Because we already know who you are, applying for a HomeOwner Loan couldn’t be easier – subject to satisfactory appraisal of status, valuation and financial standing.

Just call us or visit your local branch in Gibraltar to arrange an application or to get further details.