Warning:Think carefully before securing other debts against your home.
The mortgaged property (which may be your home) may be repossessed if you do not keep up repayments on your mortgage

Gibraltar mortgages

At Leeds Building Society you can arrange your mortgage over the phone or in person at our Gibraltar branch.

Further Information

You can view our Tariff of Charges and valuation fees here.
Read our important notes for Gibraltar here.
If you are an exisiting customer who is facing difficulties in making your mortgage repayments then please download our PDF guide to see how we can help.


Whether you’re looking to release equity from your property – or simply want to move to a better deal – Leeds Building Society can offer a highly efficient service. Please contact us to find out more.

Co-ownership/Shared Ownership

These are schemes where properties are co-owned by the Gibraltar Government. Mortgages are available to assist in the purchase of shares in a co-owned property and can also be used to buy additional or remaining Government shares of the property, giving you outright ownership.

Buying the first share

Mortgages for purchase only are available up to 100% of the borrower’s share of the co-ownership property price, provided this does not exceed 75% of the property’s valuation.

Buying the remaining Government share and Capital Raising

You can transfer your existing co-ownership mortgage from another lender to Leeds Building Society and increase the amount in order to buy the remaining Government share, up to 95% of the property valuation.